*Disclaimer: This blog post is not a financial advice, nor connected with a recommendation to buy or sell shares, but an educational article for those who are interested to know about investing in the stock market, written by DisiCouture.com contributor and finance advisor.
How to analyse if a stock is a good buy?
You are new to investing and want to buy stocks. Where to start? You’re thinking of buying Apple, Microsoft, Amazon – all the big names who have proved to be stable assets. In 1982, The New York Times cautioned against investing in hyped-up tech companies. One of them was Apple. Less they knew that Apple stocks would go through the roof.
No matter which stocks you buy, it is important to do your research first. Therefore, this article deals with fundamental analysis (no technical analysis) and is aimed to give beginners an idea how they can research a company.
There is basically a 3-step process to decide if a stock is worth investing in or not. These steps contain both the qualitative and quantitative analysis on three levels. When you as an investor are completely unfamiliar with a share, you often collect both quantitative and qualitative information in phases.
The qualitative analysis: which consists of a substantive piece of research that is not measurable.
The quantitative analysis: which consists of hard figures that are measurable, such as turnover and profit.
There is nothing more comforting than a good fall coat. However, for those living in a climate that rarely requires wearing one, investing or buying a coat might not be relevant— but who knows? Maybe you‘ll travel somewhere colder, so you will definitely need one.
A coat, more than anything else needs deliberating, planning and aquality fabric. There must be a correct balance A coat, more than anything else, needs deliberating, planning and quality fabric. There must be a correct balance between comfort and form. Eventually, and most importantly of course, we need something that will keep us warm for chilly fall days.
The largest island of Greece, Crete is every bit as wonderful as you would imagine. This is the first time I am visiting Crete in an unusual month of October, so it was a big challenge for me to know what to pack for 10-days island trip in fall?
The weather in Crete in October can be unpredictable. There may be warm days and cool nights, plus some rainy and windy days here and there. For fall, make sure you bring some warmer clothes that can be worn in layers. Some long-sleeved sweaters and shirts or other light wind-jacket would generally be enough.
In October definitely pack your swimsuit. You might get some lovely, sunny days, and the sea is still warm after a long summer. In terms of shoes, I personally suggest comfortable sneakers or even hiking shoes.
Crete is an island full of surprises. From cliffs, to white sand beaches, volcanic mountains to palm beaches— if you are looking for a laid-back island in Europe, where you can enjoy the nature and authentic towns of the Greek island— you’ll lose yourself, where time seems to stand still.
ThThe south coast of Crete is less filled with tourism than the northern part of the island. A visit to villages is where you can sense an older, truer, more timeless Crete.
Fall brings cooler weather and depending on the location, some places have more humidity or dry cold weather, which causes dry skin. Since I live mostly in Vienna, in October weather significantly drops and it becomes windier in fall and winter. Therefore, my skincare routine changes, so I love to apply layers of serums and moisturizers to keep my skin more hydrated.
After five wonderful sunny days in Lisbon, my friend Maria and I checked-in Villa Epicurea. This villa is a small eco-lodge, located in the middle of nature and with breathtaking ocean views from all rooms and terraces. Inspired by Epicurus “garden” philosophy, the Villa Epicurea’s nature retreat in Serra d’Arrábida, was designed for overall well-being and relaxing the mind. It is a 40 km drive from Lisbon, and you are totally in sync with nature and endless ocean views.
Where to stay, eat, drink, shop and swim at Portugal’s vibrant capital city
It’s a gloomy and rainy afternoon in Vienna, while I am uploading the images of my Lisbon trip. Never have I thought that Lisbon would take my breath away the moment I arrived in this beautiful coastal capital.
With approximately 4.5 million annual visitors, Lisbon has a lot of international fans who visit the city for its historic ruins, music, strolling around the old town, trams, great food and of course– pasteis de nata.
Our journey started from Vienna to Lisbon, followed by a short trip to the Sesimbra region. Today, I want to share some of my personal tips and suggestions by the locals who have recommended new places where to eat, drink and what to see.
*NOTE:Unfortunately we are still in unusual times, and the COVID-19 regulations change rapidly. Please check here the latest information before making your journey to Portugal.
Another check off my bucket list! Over the past decade since I have started my blog, I was mostly focused on travelling within central Europe. Although Portugal was always on my wish-list, somehow I never made it. However as we know, for everything there is a season, a reason and time.
Thanks to my longtime friend and colleague Maria Ratzinger who had a brilliant idea to visit Lisbon in September, this trip was the best thing we have planned to start the fall season. Our journey started from Vienna to Lisbon, followed with a short trip to Sesimbra region.
Where to stay, eat, drink, shop and relax at hot springs in Iceland’s beautiful capital city
*NOTE:Unfortunately we are still in unusual times, and the COVID-19 regulations change rapidly. Please check here the latest information before making your journey to Iceland.
I already knew that September will start with a lot of work appointments, new projects and a travel destination that I have planned for the end of the month. But I would have never thought, that I would travel to Iceland on September 4th so spontaneously. My Icelandic friend and business partner, who lives in Vienna, asked me two days before the flight— if I can travel with her and her twins to Iceland for personal reasons. Without even thinking, I said “Yes, I will come and help you!”, and after a few minutes I realized “OMG, I am going to my dream island on Saturday, holy moly!”
Surely, I knew that this is not a typical work trip, nor a vacation—so I couldn’t plan too much. However, my friend was so kind to think about me and connect me with her Icelandic friends, who could give me tips on where to stay or where to go while I am in Reykjavik. So, the tips I am sharing with you here, are my personal as well as tips from the local insiders.