CAREER Archives - DISI COUTUREDISI COUTURE

FINANCE

ETFs BEATING THE S&P 500: WHAT EVERY INVESTOR SHOULD KNOW

January 22, 2022

*Disclaimer: This blog post is not a financial advice, nor connected with a recommendation to buy or sell shares, but an educational article for those who are interested to know about investing in the stock market, written by DisiCouture.com contributor and finance advisor

When you invest you want to make as much return as you can. It should be noted that winners in the market are made by making decisions which make you closer to your investment goal. Sometimes, that even means going in the opposite direction.

If you are looking for ETFs to give your portfolio a boost then don’t look further. An ETF is a diversified portfolio of shares. Just see it as a basket of shares of several companies packaged together. The plus point? You don’t have to research the stocks and you don’t have to actively maintain your portfolio. Because you don’t manage your portfolio yourself you pay a small fee to the manager of the ETF.

FINANCE

CRYPTOCURRENCIES: A BLESSING OR A THREAT?

December 4, 2021

In 2008, a programmer or a group under the pseudonym ‘Satoshi Nakamoto’ introduced a new electronic money system named Bitcoin. Bitcoin is a decentralized system that allows users to use the internet to perform transactions without relying on authorities or financial institutions. By doing so, Bitcoin challenges the most sacred of government monopolies. The notion of sovereignty is being pulled away from governments in ‘favor’ of individuals.

Cryptocurrency backers hope to create a world where money is completely disconnected from politics and not constrained by borders. After Bitcoin was introduced slowly other cryptocurrencies were introduced. Bitcoin is mainly used as a form of payment and has ‘limitations’ when it comes to upscaling. Therefore an alternative to Bitcoin was created, namely altcoins which are mostly funded by investors and have an unlimited potential. Besides bitcoin and altcoins there are also stable coins. The name itself suggests that it’s a stable asset whose price is pegged to fiat currency such as the Euro and dollar or to exchange-traded commodities such as silver and gold. Because they are tied to a legal asset they are not volatile.

CAREER, FINANCE

FINANCIAL FREEDOM: FOLLOW OUR EXPERTS GAME CHANGING TIPS

November 26, 2021

Most people think being rich is synonymous with flaunting your wealth on social media. Expensive watches, bags and even new cars are exposed everyday. Unfortunately, social media is an illusion, which means that everything that sparkles is not gold.

You may be one of those people looking at your favourite influencers profiles and thinking: I wish I was ‘rich’ or this ‘successful’! While you wish you were as ‘rich’ as them, nothing says they attained financial freedom. They might spend their last penny on a bag trying to meet ends at the end of the month and not save or invest anything.

Isn’t this more important? To attain financial freedom so you can live a comfortable life– make money work for you instead of working harder to gain more money.

Financial freedom is attainable for anyone and you don’t need sums of money for it. What you need to do is to make money for yourself. Being rich doesn’t mean you have millions in your bank account. It basically means that you are able to lead a comfortable life with the standard of living that fits you. And, attaining that freedom is a long road. It’s likely something you cannot achieve in 5 years because it takes time and comes down to dealing consciously with your money and investing for the long term.

CAREER, FINANCE

FINANCE COUTURE: EASY STEPS TO ANALYSE STOCKS BEFORE BUYING

November 7, 2021

How to analyse if a stock is a good buy?

You are new to investing and want to buy stocks. Where to start? You’re thinking of buying Apple, Microsoft, Amazon – all the big names who have proved to be stable assets. In 1982, The New York Times cautioned against investing in hyped-up tech companies. One of them was Apple. Less they knew that Apple stocks would go through the roof.

No matter which stocks you buy, it is important to do your research first. Therefore, this article deals with fundamental analysis (no technical analysis) and is aimed to give beginners an idea how they can research a company.

There is basically a 3-step process to decide if a stock is worth investing in or not. These steps contain both the qualitative and quantitative analysis on three levels. When you as an investor are completely unfamiliar with a share, you often collect both quantitative and qualitative information in phases.

The qualitative analysis: which consists of a substantive piece of research that is not measurable.

The quantitative analysis: which consists of hard figures that are measurable, such as turnover and profit.

CAREER, FINANCE

STOCK MARKET BASICS: EVERYTHING YOU NEED TO KNOW ABOUT INVESTING IN THE STOCK MARKET

February 7, 2021

The stock market isn’t a money-making machine. What you should realize is that you can lose a part or all of your money, regardless of what you invest in. Before you invest, it is important to determine— whether investing in the stock market is for you or not.

The first and foremost question you need to ask yourself is, ”Am I willing to take a certain degree of risk?”, if the answer is ‘no’— you can ask yourself, „How to turn your ‘no’ into a ‘yes’!“. Most people who haven’t invested before, lack knowledge and experience. So, I can recommend navigating through books and YouTube videos (which I will list below), so that you can learn the basics— how to start investing in the stock market.

CAREER, LIFE & STYLE

WHY YOU SHOULD NEVER TALK BAD ABOUT YOUR COLLEAGUES?

January 31, 2020

No matter what your profession is, getting along with your colleagues is a wonderful thing. For me personally, making blogger friends wasn’t easy. I went through lot of different periods, since my blogger career has started in 2010.

CAREER

MY 7 FAVORITE CREATIVE APPS

November 13, 2019

Today I want to answer one of the most frequent questions I receive about apps I use to edit my pictures, stories and videos. Yes, 90% of my social media content is created with DSLR camera, except Instagram Stories which I shoot or film with my phone. Even though phones nowadays capture quality images, but there is nothing like a DSLR cameras. You can manually change and adjust the light, the shadow and the focus better. Which makes it look more professional when you edit them. However, if you don’t own a DSLR camera, you can use the portrait mode, focus, 4K video quality and use the right editing apps.

So what’s on my creative app list, when it comes to editing phone shots? Here are my 7 go-to’s below:

CAREER, MIND & SOUL, PERSONAL

HOW I KEEP MYSELF MOTIVATED?

October 20, 2019

A question I get asked often “How can you stay motivated to wake-up early, workout, be in the office, go to appointments, attend events, travel, do this and do that?” My answer is, it’s only a mindset and a strong willpower.

Starting my day at 6 AM with warm lemon water, prepare a healthy breakfast and create a to-to list for the day, doesn’t always happen naturally. I do have “grey” days, when everything seems impossible, overwhelming, and difficult to have strong willpower to motivate myself and be productive.

CAREER

10 FAVORITE PODCASTS TO ENHANCE YOUR LIFE AND CAREER

September 10, 2019

Over the past couple months, I’ve been getting so much into podcasts. I never thought I’d ever become a podcast person. Although I read lot of self-improvement, spiritual healing, sociology, psychology and career books, sometimes I prefer to listen to podcasts. It’s something different than books or watching TV and I love learning about new things in different ways. Inspirational podcasts give me another level of happiness and I consider it as a #SelfCare time, when I need to switch-off and motivate myself for new things.

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